Retirement Plan Sponsors | Fiduciary Guidance & Investment Solutions

Plan sponsors take on substantial personal risks. As a decision-maker, you are a fiduciary, personally liable for the prudent management of someone else’s money. So, how can you best satisfy your legal obligations as a fiduciary?

Do you have an investment policy statement?
Can you document the process you followed in reviewing your investment options?
Have you properly documented your processes for monitoring your plan investments and co-fiduciaries?
How did you choose your current provider? Have you documented the process you follow?
Have you evaluated your plan’s fees and expenses to determine that they are reasonable?

AAF Wealth Management provides fiduciary guidance and investment advisory solutions that are independent and objective, and that consider you and your stakeholder’s mission and goals. We help provide solutions serving plan sponsors with fiduciary responsibility for a variety of retirement plans, including: 401(k), 403(b), Defined Benefit Plans, Money Purchase Pension Plans, and Non-Qualified 409A & 457 plans.

Fiduciary Consulting and Investment Advisory Solutions Include:

Investment policy statement design and monitoring
Investment Committee design and monitoring
Annual comprehensive fiduciary review
Investment allocation advice, monitoring and reporting
Plan design consulting
Development of the plan’s investment line-up, including default investments
Assistance with ERISA 404(c) compliance requirements
Enrollment, education and participant communication services
On-going evaluation of fund performance to ensure that investment plans are meeting investment goals while controlling risks
Executive benefit and compensation planning

AAF Wealth Management helps provide fiduciary consulting and investment advisory solutions for organizations so they may deliver the best possible benefit to employees with the least amount of risk. We monitor your organization’s portfolio of assets, devise strategies for growth, act as the liaison with investors, as well as recognize and educate to avoid serious risks, including those never before encountered.

AAF Wealth Management is an independent investment advisor providing individualized and objective advice based on the particular needs of your plan.

Our Mission is to provide valuable peace of mind to those who share the awesome responsibility to manage wealth.

How we help retirement plan sponsors and trustees

Identify and prioritize goals

An employee retirement plan can be an excellent way to attract, retain and motivate employees. Plan sponsors and plan trustees must determine participation parameters, plan structure, investment choices and, in some cases, provide contribution payments in the form of cash and/or stock. AAF Wealth Management helps organizations develop tailored and flexible solutions designed for individual circumstances of plan sponsors and employees, and based on available resources.

Manage risks

Plan sponsors take on substantial personal risks. As a decision-maker, you are a fiduciary, personally liable for the prudent management of someone else’s money. In addition, retirement plans continue to receive increased scrutiny from regulators and in the court of public opinion. AAF Wealth Management provides fiduciary consulting and investment advisory solutions for organizations so they are able to deliver the best possible retirement benefits to employees while controlling risks.

Implement a sound investment strategy

AAF Wealth Management offers consulting and independent and objective investment advice to fiduciaries of retirement plans. We assist plan sponsors and trustees in establishing, monitoring and reviewing their company’s participant-directed retirement plan. As your needs dictate, we may also provide advice on: investment options, plan structure and participant education.

Our goal is to design balanced plans that are compelling enough to sponsors and employees, and considered reasonable and not excessive to onlookers, while also ensuring the financial success and long-term viability of the sponsor. Plans are structured with a perspective of tax optimization.

Closely monitor and adjust as needed

In order to continue to provide the best possible benefit to employees, with the least amount of risk, we provide on-going evaluation of fund performance to help ensure investment plans are meeting investment goals while controlling risks. We provide personal attention, and help ensure that your employees are making the best decisions possible, so they may realize the maximum after-tax benefit of their retirement plan.