Insurance

Insurance planning is an integral component of AAF Wealth Management’s comprehensive financial plans, providing a solid foundation for financial security, and protecting you and your loved ones. AAFCPAs Insurance, LLC, an affiliate of AAF Wealth Management, provides needs-based insurance solutions based on what is in the best interest of our clients.

As your wealth advisor, our keen insight into your financial objectives is what makes us well-positioned and qualified to recommend insurance solutions that may be most appropriate for you.

Our solutions are delivered by AAFCPAs’ independent insurance agents, who are not affiliated with any one insurance company. We offer objective advice, transparency, advocacy, and a variety of coverage options within the comfort of your most trusted circle of advisors.

Insurance solutions include:

  • Custom-Fit Insurance Design
  • Comparative Life insurance premium & contract comparison
  • Comparative long-term care premium and contract comparison
  • Inforce insurance analysis & needs assessment
  • Preliminary underwriting
  • Annuity contract comparison

Applications for insurance include:

  • Business Owner Buy-Sell Funding
  • Charitable Remainder Trust Funding Replacement
  • Wealth Transfer, Wealth Replacement
  • Asset Protection
  • Estate Liquidity
  • Beneficiary Income Replacement

Insurance vehicles include:

  • Life Insurance (Term, Universal, Whole)
  • Life/Long-Term Care Hybrid Policies
  • Long-Term Care Insurance
  • Immediate Annuities
  • Deferred Annuities
  • Longevity Annuities
  • Term, Universal Life, Whole Life

AAFCPAs has extensive experience providing insight and analysis of insurance portfolios, helping to ensure proper alignment of insurance offerings with individual, family or business owner goals.

We appreciate the trust we have earned from our clients and believe that no two individuals are alike. Every financial planning situation is unique and requires a careful and comprehensive plan. We work diligently to understand your needs, circumstances, priorities, and goals and then set clear financial objectives and a plan to achieve them. In anticipation that your objectives may change over time, we proactively review your insurance solutions periodically, and in the context of your evolving comprehensive financial plan, and propose adjustments as appropriate.

Our services are designed for those who appreciate tax optimization, transparency, integrity, independence, and personalization. Our goal is to provide valuable peace of mind so our clients may concentrate on enjoying life fully.